SMS TERMS & CONDITIONS

Effective Date: July 2026


SMS Messaging Program
By opting in, you agree to receive SMS text messages from Educated Mortgage Services, LLC regarding your mortgage inquiry, loan application, loan process, customer service, educational information, marketing communications, and homeownership resources.


Types of Messages
Depending on your relationship with Educated Mortgage Services, you may receive text messages regarding:


• Appointment scheduling
• Appointment reminders
• Mortgage consultations
• Loan application updates
• Requests for documentation
• Loan milestone notifications
• Closing reminders
• Customer service communications
• Home buying education
• Mortgage rate updates
• Market updates
• Home equity opportunities
• Refinance opportunities
• Promotional offers
• Other mortgage-related communications

Message frequency varies depending on your activity and communication preferences.


Opting Out
You may cancel the SMS service at any time by replying STOP to any message.
After you send the SMS message "STOP," we will send a confirmation message.
After this, you will no longer receive SMS messages from us unless you opt in again.


Need Assistance?
If you experience issues with our messaging program:
Reply HELP
or contact us directly:
Educated Mortgage Services, LLC
Phone: (608) 834-5000
Email: info@edumtg.com
Website: https://www.educatedmortgage.com


Message & Data Rates
Message frequency varies.
Message and data rates may apply for messages sent to you from us and to us from you.
Please contact your wireless provider regarding your messaging or data plan.


Carrier Disclaimer
Mobile carriers are not responsible for delayed or undelivered messages.


Consent
Your consent to receive SMS messages is not a condition of obtaining a mortgage loan or purchasing any goods or services.


Privacy
Your privacy is important to us.
Please review our Privacy Policy:
https://www.educatedmortgage.com/privacy


Supported Devices
SMS delivery depends on your wireless carrier and compatible mobile device.
Educated Mortgage Services is not responsible for delays or failures caused by carrier networks or device limitations.


Changes to SMS Terms
We may modify these SMS Terms & Conditions at any time.
Updated versions will be posted on our website with a revised effective date.


Contact Information
Educated Mortgage Services, LLC
5315 Wall Street, Suite 270
Madison, WI 53718
Phone: (608) 834-5000
Email: info@edumtg.com
Website: https://www.educatedmortgage.com