What is our Ca$h Advantage Program?
A Ca$h Advantage program allows home buyers to make an offer on a home like a cash buyer, even though we will provide you with financing, because we fully guarantee the loan approval and funds upfront to you and the seller. Cash offers are more attractive to sellers because they’re faster, more reliable, and less likely to fall through.
Get a No-Obligation Rate and Closing Cost Analysis!
1. Full Underwriting Approval
Apply for our Ca$h Advantage program to confirm your eligibility and set your budget up front.
2. Find Your Home
Start house hunting! Knowing your offer will stand out will provide the confidence and competitive advantage you need to win the bid, even in a bidding war.
3. Make an Offer Like a Cash Buyer
With no financing, appraisal, or contingency to sell your current home your offer will be very attractive to the seller. We fully guarantee the funds are available to close.
4. Win the Deal
Sellers love the speed and certainty of cash offers. You get the advantage without needing to have the cash yourself.
5. Close with Financing
On the day of closing we will provide you with a mortgage loan and you take ownership of your new home!
Ca$h Advantage FAQs
- First-time home buyers
- Buyers who need to sell their current home
- Anyone using a mortgage but competing in a seller’s market
- Buyers looking to eliminate contingencies for a smoother offer
There is no cost to enroll in the Ca$h Advantage program. Standard mortgage closing costs apply.
Schedule a consultation with Educated Mortgage to learn about Ca$h Advantage options available in your area.